Innkeepers Insurance Innkeeper insurance covers the costs of damage caused by your guests. It pays the bills if you suffer a fire or other disaster and it helps offset the loss of income if a guest gets injured or sick. If you’re thinking about starting a hotel business or selling an existing inn, then Innkeeper insurance could be the perfect solution for you. The insurance industry is full of companies that want to insure your vacation home or rental property, but aren't necessarily equipped to give you the best deal on coverage. Every innkeeper needs some insurance, but no matter who you are or what your business is, the details don’t matter as much as understanding what those policies actually protect. When it comes to insuring the hospitality industry, there are several key areas that need to be covered. Whether you’re running a hotel or hostel, or are looking to open your own inn, there’s a lot at stake when it comes to insuring against loss. A good Innkeeper’s In